Gas Engineers Insurance
Protect your gas engineering business with specialist cover for boiler installations, servicing and gas safety work.
Get in touchWhat is gas engineers insurance?
Gas engineers insurance is a specialist trade insurance package designed for Gas Safe registered engineers carrying out work on gas appliances, boilers and heating systems. It typically includes public liability, employers liability, professional indemnity and tools cover.
Working with gas carries serious safety risks, and a fault in your work could lead to carbon monoxide poisoning or fires. The right insurance protects you financially if the worst happens.
Find insurers who understand the specific risks of gas work, ensuring your cover reflects the qualifications you hold and the type of gas work you carry out.
Public Liability
Covers third-party injury or property damage claims arising from your gas work.
Employers Liability
Required by law if you employ staff, covering workplace injury and illness claims.
Professional Indemnity
Protects you if a client claims your advice or gas safety report was incorrect.
Tools and Equipment
Covers your gas analysis equipment, pipe tools and specialist instruments.
Who needs gas engineers insurance?
Gas Safe registered plumbers
Carrying out gas and plumbing work on domestic properties
Boiler installation engineers
Fitting new boilers and heating systems
Gas servicing engineers
Carrying out annual boiler services and landlord gas safety checks
Commercial gas engineers
Working on commercial catering equipment and heating plant
LPG engineers
Specialising in liquefied petroleum gas installations
Licensing and accreditation for gas engineers
Gas engineers must be registered with Gas Safe (previously Corgi) to work on gas installations in the UK. This is a legal requirement — any work on gas appliances, pipework, or fittings must be carried out by a Gas Safe registered engineer. Operating without registration is illegal and can result in criminal prosecution.
Customers routinely request the Gas Safe certificate or registration number before allowing any work on heating systems or gas appliances. Mortgage lenders, insurers of properties, and building control authorities all require evidence of Gas Safe registration for compliance.
Public liability insurance is not a legal requirement but is almost universally required by customers and building contractors. Many insurance contracts and mortgages specify that gas work must be certified by a Gas Safe registered engineer with public liability cover.
Insurance works alongside Gas Safe registration by protecting you financially from claims. Your insurer will underwrite cover on the basis that you hold current Gas Safe registration. Any work carried out outside Gas Safe registration will typically be excluded from cover.
How much does gas engineers insurance cost?
£250 – £600 per year for sole traders; gas engineers with employees may pay £750 – £1,400
Real claims: what gas engineers insurance covers
A gas engineer's faulty installation of a boiler caused a carbon monoxide leak that was not detected for several months, leading to the family experiencing chronic poisoning and requiring hospitalisation.
Public liability covered the customer's compensation for poison-related illness, medical treatment, and ongoing health monitoring. The claim also covered the cost of remedial boiler replacement and the insured's legal defence.
£52,000 total — £42,000 compensation for poisoning-related illness, £6,500 medical treatment, £3,500 legal defence costs
A gas engineer's assistant was exposed to high-pressure gas during a system repair and suffered severe burns and respiratory damage.
Employers liability covered the employee's full compensation claim for serious burns and respiratory injury, specialist burns treatment and rehabilitation, lost wages, and ongoing medical care.
£78,500 total — £65,000 compensation for serious injury, £9,500 specialist medical treatment and rehabilitation, £4,000 legal fees
A gas engineer installed a combination boiler in a property without properly sizing the radiator system to the boiler output, resulting in poor heating and property damage from pressure relief valve operation.
Professional indemnity covered the cost of reconfiguring the heating system to match the boiler capacity, remedial repairs to water damage, and compensation to the customer.
£14,200 total — £9,500 heating system reconfiguration, £3,200 water damage repair, £1,500 compensation and legal fees
WHY CECIL
Built differently.
Cover built for gas work risks
Gas work carries unique liability risks. Find cover options from specialist insurers who cover gas engineers specifically, so your policy accounts for the serious consequences of gas-related incidents.
Professional indemnity included
Gas safety certificates and advisory work carry professional liability. Cecil makes sure professional indemnity is part of your package.
Fast, trade-specific quotes
No generic tradesperson forms. Tell us about your gas qualifications and Cecil will find options from specialist insurers in minutes.
Reliable claims handling
Gas-related claims can be complex and involve serious injury. Cecil works with insurers who have experience handling gas engineer claims quickly.
Common questions about gas engineers insurance
Do gas engineers need public liability insurance?
Public liability is not a legal requirement, but it is essential for gas engineers given the serious risks involved in gas work. Most clients require proof of cover before allowing you to carry out work on their property.
Do gas engineers need professional indemnity insurance?
If you issue gas safety certificates, produce reports, or advise clients on their gas installations, professional indemnity is important. It protects you if a client claims your report was wrong and caused them a financial loss.
What insurance do I need for landlord gas safety checks?
You should have public liability and professional indemnity at a minimum. If a gas safety certificate you issue is later found to be incorrect, professional indemnity covers the resulting claim.
Does gas engineers insurance cover boiler breakdowns?
Your insurance covers claims against you, not the appliance itself. If a boiler you installed or serviced fails and causes damage, your public liability policy covers the resulting claim.
Is Gas Safe registration the same as insurance?
No. Gas Safe registration proves you are qualified to work on gas appliances legally; it is not insurance. Public liability insurance is separate and protects you financially if your work causes injury or damage. Both are essential and typically expected by customers.
What is the penalty for working on gas without Gas Safe registration?
Working on gas installations without Gas Safe registration is a criminal offence under the Gas Safety (Installation and Use) Regulations 1998. Penalties include fines up to £5,000 and possible prosecution. Your insurance will not cover any work carried out without proper registration.
Does my insurance cover landlord safety certification?
Yes, work carrying out landlord safety inspections and Gas Safety certificates is covered under Gas Safe registration and public liability insurance. However, confirm your policy includes the cost of issuing gas safety certificates and providing copies to tenants and local authorities.
Am I covered if a customer claims my system design failed to meet their heating needs?
Professional indemnity covers claims if your design or recommendation is faulty. If you design heating systems, ensure your cover includes design liability and covers the cost of remedial reconfiguration if the system proves inadequate.
What should I do if I discover dangerous gas work carried out by a non-qualified person?
You must report dangerous gas work to Gas Safe immediately. Protect yourself and others by documenting the unsafe work and informing your insurer. Your professional indemnity cover typically protects you if you follow proper procedures and notify authorities.
Interested in Gas Engineers insurance?
We will be in contact when Cecil launches.